It also covers hit-and-run accidents, where the driver at fault cannot be identified. Uninsured/Underinsured Motorist Coverage: Uninsured/underinsured motorist coverage pays for damages and injuries if you are involved in an accident with a driver who has insufficient or no insurance.PIP coverage is mandatory in some states and optional in others. Personal Injury Protection (PIP): Personal Injury Protection (PIP) coverage pays for medical expenses and lost wages for you or your passengers if you are involved in an accident, regardless of who is at fault.The cost of comprehensive coverage varies depending on factors such as your car’s value and location. Like collision coverage, comprehensive coverage also has a deductible. It covers damages to your car from incidents other than collisions, such as theft, vandalism, fire, or natural disasters. Comprehensive Coverage: Comprehensive coverage is optional but highly recommended.Collision coverage also has a deductible, which is the amount you need to pay before your coverage kicks in. It covers collisions with other cars, objects, or even if your car flips over. Collision Coverage: Collision coverage pays for damages to your own vehicle in case of an accident, regardless of who is at fault.Bodily injury liability covers medical expenses, lost wages, and pain and suffering of the other party, while property damage liability pays for repairs or replacement of the other driver’s vehicle or property. It includes two parts: bodily injury liability and property damage liability. ![]() This coverage pays for damages and injuries to others if you are at fault in an accident.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |